ITG Holding | Solutions

Banking Solutions

BANKING SOLUTION - A fully integrated set of banking applications supporting the retail, trade and treasury requirements of progressive financial institutions. It is a powerful banking solution engineered to operate in small to large institutions and to support a diverse range of delivery channels, including branches, ATMs, the Internet and mobile phones.

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TREASURY SOLUTION - 'Quantum' is a powerful front-, middle- and back-office treasury management system providing fully-integrated treasury, risk, accounting and cash management capabilities. Quantum provides robust treasury functionality to financial institutions and medium to large-sized multinational corporations, which require the latest in functionality and technology for the treasury function.

ASSET LIABILITY MANAGEMENT - 'BancWare’ for Asset Liability Management is a sophisticated asset/liability analysis, balance sheet modeling and planning tool. With this solution you will integrate income simulation, market valuation and total return analysis for a complete evaluation of your interest rate risk. This will allow financial managers to effectively evaluate risk-return trade-offs, make strategic decisions, and identify new business opportunities.

COMPLIANCE AND REPORTING - ‘Ambit’ Capital Management solution provides out of the box compliance (e.g. Basel II) and reporting for local rules with an integrated user interface for stress testing against several industry-standard economic capital models. Ambit Capital Management provides a full range of approaches to regulatory credit risk and operational risk. It ensures that a bank is compliant with regulatory requirements, is able to set appropriate bank limits and can develop the most effective risk mitigation strategies.

CREDIT RISK MANAGEMENT - ‘Ambit’ Optimist is a comprehensive credit risk management solution, delivering benefits for both credit and risk officers, as well as for front line relationship managers. Ambit Optimist provides commercial bankers with vital financial analysis, business modeling capabilities, and communication tools to build, manage and sustain a profitable commercial loan portfolio.

OPERATIONAL RISK MANAGEMENT - 'SWORD’ solution provides a platform for enterprise loss collection measurement and supports managing the bank’s operational risk exposure. It helps the bank comply with operational risk and corporate governance regulations and the universally recommended standards.

PROFITABILITY AND PERFORMANCE MEASUREMENT - ‘BancWare Perspective’ delivers profitability and other performance measures through state of the art reporting and dissemination technology. Utilizing an OLAP platform the bank will effortlessly measure risk adjusted performance of financial products, legal entities, branches, business units, bank officers, customer segments and even individual clients.

RECONCILIATION SOLUTION – ‘intelliMATCH’ is an enterprise-wide reconciliation solution. It helps streamline back-office processes for identification, assessment, control and resolution of exceptions.

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RETAIL & CORPORATE LENDING SYSTEM - FinnOneTM Lending is a software solution which aims to provide operational and decision-making support for banks and financial institutions. It is a complete lending system that is designed to handle loan cycle for complex transactions, and that supports the requirements of various kinds of retail and corporate loans such as: Auto loan, personal loan, home loan, education loan, bill discounting, dealer funding, and leasing. The product covers the entire life cycle of a loan transaction right from product definition, application processing and documentation, billing and accruals, processing of post dated instruments to rescheduling, foreclosure, and termination.

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BANKING SOLUTION - iBank is a complete corporate and retail banking solution, catering for all operations of a bank: From treasury and trade finance, credit facilities and loan management, anti-money laundering, to internet and mobile banking.

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e-PAYMENTS SOLUTIONS - End-to-end software solutions for businesses that manage mobile, Internet and real-world payments across the entire payment lifecycle – merchants, financial institutions, merchant acquirers, processors/service providers, and card associations.

IST®/SWITCH is a high performance credit and debit processing switch. As a front-end processor that handles unlimited devices, networks and host systems, IST/Switch is ideal for managing ATM and POS networks of any size, providing electronic funds transfer and inter-network switching functionality. IST/Switch's state-of-the-art architecture offers full compliance with all major networks, proven high performance and full customization for any processing environment. Being the hub of your transaction processing environment, it offers a complete authorization, clearing and settlement system based on a single, flexible architecture.

FRAUD NAVIGATOR: To combat the proliferation of payment card fraud, Fraud Navigator offers a robust, integrated fraud management solution that enables issuers and acquirers to detect preventable fraud as early as possible to avoid potential loss. FIS FN analyzes payment transactions that occur at the issuer, acquirer or transaction switch in real time as part of the inline authorization path, or post-authorization for subsequent follow-up.

DATA NAVIGATOR: Back office transaction repository, used to drive transaction inquiry, settlement, and card scheme exception management for Visa®and MasterCard®. DataNavigator is loaded in near real time with transaction data, enabling an up-to-the- minute view of business activity. Its exception management system is an intelligent, rules-based engine supporting the entire life cycle of an exception.

CREDIT CARD MANAGEMENT: ‘Cortex’ processes card-based transactions on each level of an electronic funds transfer, creating a consistent and universal operation across all countries, while working on one platform. It can be deployed in numerous ways, including: In-house processing, multi-institution in-sourcing, national switches.

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APPLICATION MONITORING SOLUTION - ConCentre from Open Solutions Canada, offers a reliable, proven and functionally rich solution for monitoring applications running on various platforms in a transaction processing network. ConCenter also monitors ATMs and point-of-sale (POS) transactions, security devices and links to other financial institutions and networks. Unlike a typical network monitor, the solution can be configured to track application-level events as well as communications activity.

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